Tools & Van Contents Cover

Tools and Van Contents Cover offers protection against malicious or accidental damage and theft to your tools and van contents. Tools and Contents cover also provides cover for hobby equipment such as kayaks, mountain bikes and photography equipment.

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With this insurance you can cover the contents such as expensive tools, hobby equipment and even the golf clubs you use for that after work game of golf! Most commercial van insurance policies will not automatically provide cover for tools or contents in your van; which can leave you with the worry, cost and stress should your tools or contents be damaged or stolen. Our Tools and Van Contents Cover can be purchased to compliment your existing van insurance policy and provide you with peace of mind.

To find out more or to get a quote for this service, please call our dedicated Customer Service Team on 0344 412 2139. Our team are available to take your call from 8am-9pm Monday to Friday; 9am-5pm Saturday and 10am-4pm Sunday.

Tools and Van Contents Cover features and benefits include:

  • Your choice of cover level up to £5,000 with only a £100 excess

  • Cover for accidental damage, malicious damage, theft or loss to tools and personal possessions in or on your vehicle

  • £10,000 additional expenses cover

  • Making a claim under your Tools & Van Contents Cover won’t affect your van insurance No Claims Discount

  • Cover for hobby equipment such as bikes, kayaks, scuba gear, quadbikes, and golf clubs

  • Cover whilst in transit, loading, unloading or when parked stationary

  • £500 cover for electrical equipment

Remember that:

  • An excess of £100 per claim is payable

  • For theft or attempted theft claims, forced entry must be visible on the vehicle

  • Cover is not provided for money, jewellery or precious stones kept in your vehicle

  • If the lost or damaged property is not new a deduction will be made for wear, tear and depreciation.

There are some exclusions so please refer to the policy document for full benefits, terms, and and limitations.

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Tailor your insurance package

Dial Direct offers premium insurance products with a wide range of features and benefits, allowing you to build a truly comprehensive insurance product that fits with your needs and lifestyle. When selecting a product, please make sure that it meets your individual insurance needs.

Motor Legal Protection

Claim back uninsured losses from the driver at fault after a motor accident. Included as standard with Dial Direct Premier Car Insurance and Dial Direct Van Insurance

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RAC Breakdown Assistance

There to help with any mechanical or electrical breakdown faults on your car or van. Included as standard with all Dial Direct motor policies

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Personal Accident Cover

Financial support to help you and your family if you are injured in a car accident

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Guaranteed Replacement Van

If your van has been written off or stolen, Guaranteed Replacement Van is here to help

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Comprehensive cover for lost or stolen keys, as well as replacement locks for your home and vehicle

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Tools Cover

An affordable way of insuring your tools to keep your business up and running

Find out more