Protect your investment with Dial Direct's Tools & Van Contents Cover.
Tools & Van Contents Cover is a cost-effective way of making sure that the tools and other contents in or on your van are insured against theft, malicious or accidental damage.
It is a common misconception that Tools & Van Contents Cover is only ideal for tradesmen within the building sector. We disagree with this and instead feel that Tools and Van Contents Cover is also ideal for a wide range of professions including photographers, mobile beauty therapists and plumbers who also carry expensive equipment necessary for their jobs. But that’s not all, Tools & Van Contents Cover is designed to cover equipment you have for hobbies from cycling and golf to scuba diving and kayaking.
All levels of cover come with up to £10,000 of additional expenses cover. This part of the cover can help you out with costs such as transporting your goods to their destination if your van is involved in an accident.
What it covers
- Your choice of cover level up to £5,000 with only a £100 excess
- Cover for accidental damage, malicious damage, theft or loss to tools and personal possessions in or on your vehicle
- Up to £10,000 additional expenses cover
- Making a claim under your Tools & Van Contents Cover won’t affect your van insurance No Claims Discount
- Cover for hobby equipment such as bikes, kayaks, scuba gear, quadbikes, and golf clubs
- Cover whilst in transit, loading, unloading or when parked stationary
- Up to £500 cover for electrical equipment
Things to think about
- An excess of £100 per claim is payable
- For theft or attempted theft claims, forced entry must be visible on the vehicle
- Up to £10,000 cover for additional expenses
- If the lost or damaged property is not new a deduction will be made for wear, tear and depreciation.
There are some exclusions so please refer to the policy document for full benefits, terms, and limitations.