Motor Legal Protection

If you have had an accident that wasn’t your fault, we can instruct a solicitor to act on your behalf and attempt to claim compensation for your uninsured losses such as your insurance excess and personal injury. Cover up to £100,000 is provided for your legal expenses incurred in pursuing your claim. 

In addition, if you are facing suspension or disqualification of your driving licence, we can instruct a solicitor to act on your behalf.

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Motor Legal Protection features and benefits include:

  • Up to £100,000 cover for legal expenses to peruse uninsured losses such as personal injury, loss of earnings and excesses following a motor accident

  • Cover, up to £20,000, for legal expenses for motor prosecution defence

  • 24/7 claims helpline offering free motor legal advice

Remember that:

  • Claims must have a reasonable prospect of success

  • Uninsured loss claims must be reported to us within 180 days of the accident

  • The third party involved must have had a valid insurance policy at the time of the accident

  • Motoring persecution defence does not cover the cost of fines and penalties or any drink or drug related charges

  • Personal injury claims must be a direct result of a motor related accident

Please refer to the policy document for full terms, exclusions and limitations.

Tailor your insurance package

Dial Direct offers premium insurance products with a wide range of features and benefits, allowing you to build a truly comprehensive insurance product that fits with your needs and lifestyle. When selecting a product, please make sure that it meets your individual insurance needs.

Motor Legal Protection

Claim back uninsured losses from the driver at fault after a motor accident. Included as standard with Dial Direct Premier Car Insurance and Dial Direct Van Insurance

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RAC Breakdown Assistance

There to help with any mechanical or electrical breakdown faults on your car or van. Included as standard with all Dial Direct motor policies

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Personal Accident Cover

Financial support to help you and your family if you are injured in a car accident

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Guaranteed Replacement Van

If your van has been written off or stolen, Guaranteed Replacement Van is here to help

Find out more