Experienced Driver Discount

Great news! As part of our quest to make insurance as straight forward as possible for our customers, Dial Direct is now offering an Experienced Driver Discount.

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Our Experienced Driver Discount will benefit those customers who either want to insure a second car but are already using their no claims discount elsewhere or those customers who have previously been a named driver for a number of years and now wish to purchase a policy in their own name.

In some cases, Dial Direct customers can save up to 65% with our Experienced Driver Discount.

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With most insurers, you can only apply your No Claims Discount to one vehicle and only the policy holder can benefit from this. This is where Dial Direct’s Experienced Driver Discount is different, offering the opportunity to be rewarded for safe driving.

To benefit for this you must:

  • Be the policy holder of another live UK car or van policy;or

  • A named driver who is the husband or wife of the policy holder; or

  • Be a named driver on another live UK car or van insurance policy who is the husband, wife or civil partner of the policy holder

  • You must live at the same address as the policy holder

  • Have driven the car or van claim free for as little as 1 year

As part of our terms and conditions, you may be asked to provide proof of your claim free driving experience within 14 days of the start date of your policy.

You will often find this information on the policy’s Statement or Schedule of Insurance. If you don't have either of these we may also be able to accept other document from the current insurer providing it meets the following criteria:

  • It must be for an active policy on a different vehicle to the one being insured with us

  • It must show the No Claims Discount in years or percentage

  • It must clearly state your name as the policy holder or as a named driver who is the husband/wife or civil partner of the policy holder

  • It must be from a car or van - we cannot accept No Claims Discount from motorcycle policies

If you aren't able to provide proof, the cost of your policy will increase, and in some cases, may be cancelled’.

Please note: You may see ‘Experienced Driver Discount’ referred to as ‘Other Vehicle NCD’ or ‘2nd Vehicle NCD’ within your policy and supporting documentation.

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Tailor your insurance package

Dial Direct offers premium insurance products with a wide range of features and benefits, allowing you to build a truly comprehensive insurance product that fits with your needs and lifestyle. When selecting a product, please make sure that it meets your individual insurance needs.

Motor Legal Protection

Claim back uninsured losses from the driver at fault after a motor accident. Included as standard with Dial Direct Premier Car Insurance

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RAC Breakdown Assistance

There to help with any mechanical or electrical breakdown faults on your car or van. Included as standard with all Dial Direct motor policies

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Personal Accident Cover

Financial support to help you and your family if you are injured in a car accident

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Guaranteed Replacement Car

If your car has been written off or stolen, Guaranteed Replacement Car is here to help

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Comprehensive cover for lost or stolen keys, as well as replacement locks for your home and vehicle

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