Personal Car Accident Cover - Car

Personal Accident Cover is there to help ease the financial impact of injury should you be involved in a motor accident. The support we can offer is a cash sum linked to the severity of the injury, ranging from fractures to fatal injury.

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Personal Accident Cover offers the reassurance of financial support for you and your family should you ever suffer an injury from a car accident in which you were the passenger or driver. A wide range of injuries are covered under the policy, ranging from fracture and burns through to fatal injury. Some injuries require overnight stays in hospital or for you to attend outpatient clinics during the day. Our Personal Accident Cover also covers you for the inconvenience this causes and the impact this might have on your work with a cash benefit for each 24hrs in hospital and each day as an outpatient.

Personal Accident Cover features and benefits include:

  • £30,000 permanent disability or fatal injury cover

  • A cash benefit to support your family or help you adjust at a difficult time

  • Up to £2,000 cover for burns and £1,000 cover for fractures

  • If a car accident means you have to stay in hospital, Personal Accident Cover gives you £50 per 24 hours, up to £4,000 per claim. This also extends to outpatient care at £50 per day, up to a maximum of £300

  • Up to £750 for whiplash when diagnosed by a medical professional

  • Peace of mind that you and your family are supported financially through a difficult time

Remember that:

  • Cover is only provided for the main driver

  • Injury to passengers will not be covered

  • Self-inflicted injuries, or injuries as a result of the use of alcohol or drugs will not be covered

Do I need to have a medical to buy Personal Accident Cover?

There is no medical required to purchase a policy but to be eligible you need to be between the ages of 18 and 69 when you take out the policy and a permanent UK resident.

Full terms, limitations and exclusions can be found in the Personal Accident Cover policy documents.

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Tailor your insurance package

Dial Direct offers premium insurance products with a wide range of features and benefits, allowing you to build a truly comprehensive insurance product that fits with your needs and lifestyle. When selecting a product, please make sure that it meets your individual insurance needs.

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