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Standard Buildings Cover
Below is a brief summary of the cover provided
under your home insurance policy.
For full policy terms and conditions, please refer to the complete Home policy
wording which is provided when you take out buildings insurance with Dial Direct.
- Insured Domestic Assistance Service
for Emergency Repairs in the Home
- The structure of the property
and outbuildings within the boundaries of your home.
- All permanent fixtures and fittings
- Accidental breakage of glass or
fixed sanitary ware
- Fire, Smoke, Lightning, explosion,
thunderbolt or earthquake.
- Storm or flood.
- Escape of water or oil from any
fixed water or heating installation or domestic appliance.
- Riot, civil commotion, strikes,
labour or political disturbances.
- Theft, attempted theft, vandalism
or malicious acts.
- Subsidence, ground heave or landslip
of the site in which your property sits.
- Damage caused by falling trees.
- Cover during the sale of your property.
- Buildings Liability cover up to £2,000,000.
- Alternative accommodation up to
the lower of £10,000 or 20% building sum insured.
- Cover during sale.
- Optional accidental damage extension
(an additional premium will apply)
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